{"id":1985,"date":"2026-06-05T11:56:46","date_gmt":"2026-06-05T06:26:46","guid":{"rendered":"https:\/\/raaas.com\/blog\/?p=1985"},"modified":"2026-06-05T11:57:49","modified_gmt":"2026-06-05T06:27:49","slug":"shares-and-mutual-funds-what-you-need-to-care-in-your-tax-year-2025-26-income-tax-return","status":"publish","type":"post","link":"https:\/\/raaas.com\/blog\/shares-and-mutual-funds-what-you-need-to-care-in-your-tax-year-2025-26-income-tax-return\/","title":{"rendered":"Shares and Mutual Funds: What You Need to Care in Your Tax Year 2025-26 Income Tax Return"},"content":{"rendered":"

In India, personal finance and retail investments have experienced tremendous growth. Millions of taxpayers have transitioned from traditional fixed deposits to equity shares, exchange-traded funds (ETFs), and mutual funds. While building a robust investment portfolio is excellent for your long-term wealth, it introduces layered complexities when the tax season arrives.<\/span><\/p>\n

\"Tax<\/a><\/p>\n

As we cross into the filing period for Financial Year (FY) 2025-26 (Assessment Year 2026-27), multiple changes introduced over the recent budget cycles\u2014coupled with the brand-new structural frameworks under the revised tax codes\u2014are now in full effect. Filing your Income Tax Return (ITR) is no longer just about declaring your salary or business earnings; it requires a meticulous mapping of every single buy, sell, and switch transaction you executed in the capital markets.<\/span><\/p>\n

Whether you are a casual retail investor or a seasoned high-net-worth individual, here is everything you need to care about when reporting shares and mutual funds in your FY 2025-26 tax returns.<\/span><\/p>\n

The Core Tax Pillars: Understanding Capital Gains<\/a> Rates<\/b><\/h3>\n

The basis of taxation<\/a> of investments depends upon two parameters: whether it is equity investment or a debt investment and the holding period. The threshold limits set earlier and new tax rates introduced by them are completely standardized now for this tax season.<\/span><\/p>\n

For ensuring that there is no mistake in the ITR form, verify your transactions according to the following critical factors:<\/span><\/p>\n

Listed Equity Shares and Equity-Oriented Mutual Funds<\/b><\/h4>\n

An equity-oriented fund is referred to as a scheme that comprises investments in stocks of Indian corporates of not less than 65% of the overall investments.<\/span><\/p>\n